Dan Davis Dan Davis

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시험준비에가장좋은CA-Life-Accident-and-Health덤프문제은행최신버전덤프샘플

Itexamdump의California Department of Insurance인증 CA-Life-Accident-and-Health시험대비 덤프는 가격이 착한데 비하면 품질이 너무 좋은 시험전 공부자료입니다. 시험문제적중율이 높아 패스율이 100%에 이르고 있습니다.다른 IT자격증에 관심이 있는 분들은 온라인서비스에 문의하여 덤프유무와 적중율등을 확인할수 있습니다. California Department of Insurance인증 CA-Life-Accident-and-Health덤프로 어려운 시험을 정복하여 IT업계 정상에 오릅시다.

여러분이 우리California Department of Insurance CA-Life-Accident-and-Health문제와 답을 체험하는 동시에 우리Itexamdump를 선택여부에 대하여 답이 나올 것입니다. 우리는 백프로 여러분들한테 편리함과 통과 율은 보장 드립니다. 여러분이 안전하게California Department of Insurance CA-Life-Accident-and-Health시험을 패스할 수 있는 곳은 바로 Itexamdump입니다.

>> CA-Life-Accident-and-Health덤프문제은행 <<

CA-Life-Accident-and-Health최신 업데이트 공부자료, CA-Life-Accident-and-Health퍼펙트 덤프샘플 다운로드

California Department of Insurance인증 CA-Life-Accident-and-Health시험을 패스해서 자격증을 취득하려고 하는데 시험비며 학원비며 공부자료비며 비용이 만만치 않다구요? 제일 저렴한 가격으로 제일 효과좋은Itexamdump 의 California Department of Insurance인증 CA-Life-Accident-and-Health덤프를 알고 계시는지요? Itexamdump 의 California Department of Insurance인증 CA-Life-Accident-and-Health덤프는 최신 시험문제에 근거하여 만들어진 시험준비공부가이드로서 학원공부 필요없이 덤프공부만으로도 시험을 한방에 패스할수 있습니다. 덤프를 구매하신분은 철저한 구매후 서비스도 받을수 있습니다.

최신 California Department of Insurance Certification CA-Life-Accident-and-Health 무료샘플문제 (Q83-Q88):

질문 # 83
Which life insurance classification carries the highest premium?

A. Preferred Plus
B. Standard
C. Substandard
D. Preferred

정답：C

설명：
Substandard life insurance classification carries the highest premium because it represents a higher risk to the insurer. Individuals in this category have health conditions, risky occupations, or lifestyles that make them more likely to file a claim. Preferred Plus, Preferred, and Standard classifications are for individuals with better health and lower risk, thus they have lower premiums.

질문 # 84
In order to be qualified to sell long-term care insurance in the State of California, agents must comply with all of the following EXCEPT

A. non-resident licensees must complete an approved California long-term care education requirement.
B. all licensees are required to pass a long-term care knowledge exam every 10 years.
C. eight hours each year prior to each renewal for licenses issued prior to January 1,1992.
D. for licenses issued after Jan 1,1992, eight hours of training in each of the first, four 12-month periods beginning from the date of the original license issuance and thereafter eight hours of training prior to each license renewal.

정답：B

설명：
To sell long-term care insurance in California, agents must comply with specific education and training requirements. This includes completing eight hours of training prior to each license renewal for licenses issued prior to January 1, 1992, and eight hours of training in each of the first four 12-month periods from the date of original license issuance for licenses issued after January 1, 1992. Non-resident licensees must also complete California-approved long-term care education requirements. However, there is no requirement for all licensees to pass a long-term care knowledge exam every 10 years, making option A incorrect according to the regulations set forth by the California Department of Insurance.

질문 # 85
According to the Employee Retirement Income Security Act of 1974 (ERISA) fiduciary standards, benefit plans are operated for

A. plan participants and beneficiaries.
B. plan employees.
C. plan sponsors and employees.
D. plan sponsors and beneficiaries.

정답：A

설명：
According to the Employee Retirement Income Security Act of 1974 (ERISA) fiduciary standards, benefit plans must be operated for the exclusive benefit of plan participants and their beneficiaries. Fiduciaries managing the plans are required to act prudently and in the best interest of these participants and beneficiaries, ensuring that the plans are administered properly and that the assets are protected and used solely for providing benefits and defraying reasonable administrative expenses.

질문 # 86
Why is an injury caused by an accident at an employee's workplace excluded from individual healthinsurance coverage?

A. It is covered by the employer's group health insurance plan.
B. It is covered by the state Workers' Compensation program.
C. It is covered by the employer's group disability insurance plan.
D. It is covered by Social Security benefits.

정답：B

설명：
Workplace Injuries:Injuries that occur at an employee's workplace are excluded from individual health insurance coverage because they fall under the jurisdiction of the state Workers' Compensation program, which provides benefits for work-related injuries and illnesses.
Exclusions in Individual Policies:Individual health insurance policies specifically exclude coverage for injuries covered by Workers' Compensation (C), ensuring there is no duplication of benefits.
Reference:This exclusion is detailed in the California Department of Insurance regulations regarding health insurance policies.

질문 # 87
In the California Insurance Code, a fact that is so important it could determine the policy premium is cited for its

A. materiality.
B. valuation.
C. expressness.
D. representation.

정답：A

설명：
Material Fact: A material fact is one that would influence the decision of the insurer in determining the policy premium or whether to issue the policy.
Materiality in Insurance: It refers to the importance of a fact in the context of underwriting and policy issuance. If a fact is material, it significantly impacts the risk assessment and premium calculation.
Legal Importance: Under the California Insurance Code, the materiality of a fact is crucial in determining misrepresentation or concealment issues.References: California Insurance Code Section 334 defines materiality in the context of insurance disclosures and the determination of policy terms.

질문 # 88
......

IT인증자격증을 취득하려고 마음먹었으면 끝까지 도전해봐야 합니다. California Department of Insurance인증 CA-Life-Accident-and-Health시험이 아무리 어려워도Itexamdump의California Department of Insurance인증 CA-Life-Accident-and-Health덤프가 동반해주면 시험이 쉬워지는 법은 많이 알려져 있습니다. Itexamdump의California Department of Insurance인증 CA-Life-Accident-and-Health덤프는 100% 패스보장 가능한 덤프자료입니다.한번만 믿어주시고Itexamdump제품으로 가면 시험패스는 식은 죽 먹기처럼 간단합니다.

CA-Life-Accident-and-Health최신 업데이트 공부자료: https://www.itexamdump.com/CA-Life-Accident-and-Health.html

California Department of Insurance CA-Life-Accident-and-Health덤프문제은행 그리고 우리의 고객이 모든 시험을 성공적으로 합격을 할 수 있다는 것을 확신 합니다, 구매후 일년무료 업데이트 서비스를 제공해드리기에California Department of Insurance CA-Life-Accident-and-Health시험문제가 변경되어도 업데이트된 덤프를 받으면 가장 최신시험에 대비할수 있습니다, 우리는California Department of Insurance CA-Life-Accident-and-Health시험의 갱신에 따라 최신의 덤프를 제공할 것입니다, California Department of Insurance 인증CA-Life-Accident-and-Health시험패는 바로 눈앞에 있습니다, California Department of Insurance CA-Life-Accident-and-Health덤프문제은행 중요한 건 덤프가 갱신이 되면 또 갱신버전도 여러분 메일로 보내드립니다, California Department of Insurance인증 CA-Life-Accident-and-Health덤프에 있는 문제만 잘 이해하고 습득하신다면California Department of Insurance인증 CA-Life-Accident-and-Health시험을 패스하여 자격증을 취득해 자신의 경쟁율을 업그레이드하여 경쟁시대에서 안전감을 보유할수 있습니다.

촬영팀에서 내일 오전을 제안했습니다, 이게 그렇게 노려볼 일이야, 그리고 우리의 고객이 모든 시험을 성공적으로 합격을 할 수 있다는 것을 확신 합니다, 구매후 일년무료 업데이트 서비스를 제공해드리기에California Department of Insurance CA-Life-Accident-and-Health시험문제가 변경되어도 업데이트된 덤프를 받으면 가장 최신시험에 대비할수 있습니다.

CA-Life-Accident-and-Health덤프문제은행 시험 최신 덤프공부

우리는California Department of Insurance CA-Life-Accident-and-Health시험의 갱신에 따라 최신의 덤프를 제공할 것입니다, California Department of Insurance 인증CA-Life-Accident-and-Health시험패는 바로 눈앞에 있습니다, 중요한 건 덤프가 갱신이 되면 또 갱신버전도 여러분 메일로 보내드립니다.

Dan Davis Dan Davis

Biography

시험준비에가장좋은CA-Life-Accident-and-Health덤프문제은행최신버전덤프샘플

CA-Life-Accident-and-Health최신 업데이트 공부자료, CA-Life-Accident-and-Health퍼펙트 덤프샘플 다운로드

최신 California Department of Insurance Certification CA-Life-Accident-and-Health 무료샘플문제 (Q83-Q88):

CA-Life-Accident-and-Health덤프문제은행 시험 최신 덤프공부

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Dan Davis Dan Davis

Biography

시험준비에가장좋은CA-Life-Accident-and-Health덤프문제은행최신버전덤프샘플

CA-Life-Accident-and-Health최신 업데이트 공부자료, CA-Life-Accident-and-Health퍼펙트 덤프샘플 다운로드

최신 California Department of Insurance Certification CA-Life-Accident-and-Health 무료샘플문제 (Q83-Q88):

CA-Life-Accident-and-Health덤프문제은행 시험 최신 덤프공부